Skip to content
KoboLender
Apply

Individual loan

Salary Earners – Private

  • Professional
  • Knowledgeable
  • Have access to a monthly income

Maximum loan

₦1,000,000

Age21 – 60

GuarantorRequired

Apply for this loan

Applicable products

Personal loan, Salary Advance, School fees loan, Leases

Risk acceptance criteria

  • Customer is an employee of approved company and must be confirmed
  • Repayment will not exceed 30% of customer’s post-tax salary
  • Customer does not have any non-performing loan
  • Customer must have a verifiable means of identification in addition to BVN/NIN
  • For personal loan, not more than 50% of the net monthly salary shall be disbursed
  • Guarantor required
  • Access to customers’ terminal benefit
  • Credit Insurance

Other individual markets

Salary Earners – Public (Civil Servants) Up to ₦1,000,000 Skilled Labour Up to ₦500,000 Unskilled Labour Up to ₦100,000 Self Employed – Artisan Up to ₦300,000 Self Employed – Professionals Up to ₦1,000,000

We are Kobo Lenders, your preferred Partner in Financial solutions

Apply for Loan Contact Us