Individual loan
Self Employed – Artisan
- Irregular Income
- Has Limited Choice
- Business Mostly Unstructured
Applicable products
Personal loan, School fees loan, Leases, Asset finance
Risk acceptance criteria
- Customer must have evidence of reasonable sources of income
- Customer does not have any non-performing loan
- Customer must have a verifiable means of identification in addition to BVN/NIN
- Guarantor with verifiable income is required